Industry Deep-Dive ยท 9 min read
AI companies face a faster-evolving risk landscape than almost any other vertical. Underwriting has caught up unevenly.
Model output liability (hallucination, defamation, IP infringement). Training data provenance + IP indemnification. Bias / disparate-impact claims. Customer indemnification obligations.
Tech E&O is the primary policy responding to model output disputes. Cyber covers data breach, but most AI-specific risk lives in Tech E&O. Some carriers now offer dedicated AI endorsements; others exclude AI risk explicitly.