Practical Guide · 8 min read

Cyber Insurance Underwriting Checklist for Tech Firms

Cyber underwriting in 2026 looks more like a security audit than an insurance application. This checklist walks through the controls underwriters expect to see and the documentation that proves they exist.

Identity & Access

MFA on email, VPN, admin consoles. Privileged Access Management for production credentials. Quarterly access reviews; 24-hour offboarding.

Endpoint & Network

EDR on every endpoint (not antivirus). Email filtering with sandboxing + impersonation controls. Network segmentation for sensitive systems.