Do I need exact numbers or are estimates fine?

Good-faith estimates are fine for the first conversation. Carriers will ask for confirmed figures before binding, but we can quote a range from estimates.

What if I don't have loss runs?

Brand-new entities and first-time buyers often don't. We can request loss runs from prior carriers on your behalf once we have a signed broker-of-record letter.

Practical Guide · 5 min read

What Founders Need Before Requesting a Quote

A faster, more accurate quote starts with five minutes of preparation. Here's what to have in hand.

Company basics

Legal entity name + state of formation. Headcount (W-2 + contractors), by state. Trailing-12 revenue + projected next-12 revenue. Industry / NAICS code (the carrier will ask).

Existing coverage

Declarations pages or COIs from each in-force policy. Loss runs from the last three carriers (if available). Any pending claims or incidents.